Tuesday February 7, 2012      
Credit-Cards.ca

 Privacy Statement

Credit-Cards.ca Privacy Policy

Credit-Cards.ca has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this website.

At Credit-Cards.ca we respect the privacy of our users. We do not, and will not, resell or distribute user information of any kind, to a third party company.

We use your IP address and a cookie to help diagnose problems with the web server, analyse search engine information, and to monitor the amount of traffic that the website is receiving. All user information remains completely anonymous.

Information collected on the "Apply Now" page on this website will be forwarded to TNS Prepaid Financial Corp. This is for the purpose of notifying TNS Prepaid Financial Corp that a Registration Code has been purchased, which is required for TNS Prepaid Financial Corp to issue the PREPAYEDGE™ MasterCard® to the applicant.

Contacting the Web Site

If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact:

Credit-Cards.ca
549 Deerhurst Drive
Burlington, ON
L7L 5V9

Toll Free: (800) 920-6433
webmaster@credit-cards.ca



TNS Prepaid Financial Corp Privacy Policy

When applying for a PREPAYEDGE Prepaid MasterCard® we forward your application information to TNS Prepaid Financial Corp for so that TNS Prepaid Financial Corp can have your PREPAYEDGE Prepaid MasterCard® issued to you. For your convenience we have included a copy of the TNS Prepaid Financial Corp Privacy Policy:


Welcome to TNS Prepaid Financial Corp. Protecting your privacy is important to us. Please read the terms and conditions of this Privacy Policy carefully before using our services (the "Services") or accessing our website (the "Website"). The terms and conditions of this Privacy Policy will be updated from time to time and all revisions will be posted on the Website. We strongly recommend that you review this Privacy Policy regularly, to ensure you are aware of these changes.

INTRODUCTION:

As a part of the normal operation of our Services and Website, TNS Prepaid Financial Corp. collects personal information. TNS Prepaid Financial respects the privacy of its customers and believes that such information deserves protection. This Privacy Policy will explain what types of personal information TNS Prepaid Financial collects, what uses are made of such information, and under what circumstances such information may be disclosed. At all times, it is your decision as to whether you wish to use the Services or access the Website and provide us with information about yourself. At no time will we collect, use or disclose your personal information for purposes other than those listed in this Privacy Policy without your consent. Throughout this policy we refer to "TNS Prepaid Financial", which means TNS Prepaid Financial Corp.

COLLECTION OF PERSONAL INFORMATION

In order to effectively deliver the Services to its customers, TNS Prepaid Financial must collect certain personal information. Such information would include, for example, the customer's address, and telephone number(s). TNS Prepaid Financial must also collect certain financial information (such as credit card information) in order to process payments for the Services. You may visit and browse the Website without registering and without directly providing any personal information. In other instances, such as when sending TNS Prepaid Financial an email message, requesting further information concerning the Services, or providing us with feedback, we may require that you provide personal information such as your name, e-mail address, postal address, phone number, and fax number. Where you provide personal information directly to another organization at another website through a link on our Website, TNS Prepaid Financial shall not be responsible for the collection, use, or disclosure of such information, and we encourage you to examine the other organization's privacy policy.

USE OF PERSONAL INFORMATION

TNS Prepaid Financial may use personal information provided by you to deliver Services to you in the several ways including: providing website access; operating your personal account webpage; processing transactions and payments; general administration; to process technical and customer service-related inquiries; to personalize the delivery of content and information to you. TNS Prepaid Financial may also use personal information and data collected to generate aggregate statistics and reports for internal use. However, these statistics and reports will not contain any information that would identify individual users of the Services such as you.

DISCLOSURE OF PERSONAL INFORMATION

As a normal part of providing the Services, TNS Prepaid Financial must disclose certain personal information to third party service providers. For example, TNS Prepaid Financial must provide your mailing address in order to manufacture and send your card. TNS Prepaid Financial must also provide certain financial information to credit card processing companies in order to process payments for the Services. TNS Prepaid Financial may also disclose personal information to customer service companies as a part of addressing technical or service-related issues. Your non-aggregated specific personal information will not be sold, rented or made available to anyone other than TNS Prepaid Financial and/or its third party service providers unless you have given us express permission to do so. TNS Prepaid Financial reserves the right to co-operate with law enforcement and other officials in any investigation requiring either personal information, including any information provided online through the Website, or reports about customer activities. TNS Prepaid Financial also reserves the right at any time to disclose any personal information: (i) to comply with any applicable law or regulation; (ii) if such disclosure is necessary or appropriate to the operation of the Services or the Website; and/or (iii) to protect the rights or property of TNS Prepaid Financial and its users, partners, providers, licensors and/or merchants.

REVISIONS TO PRIVACY POLICY

If TNS Prepaid Financial decides to change this Privacy Policy, changes will be posted on the Website, so that you will always be aware of what personal information is collected, how it is used, and under what circumstances it may be disclosed.

COOKIES

TNS Prepaid Financial uses a standard Web browser feature known as a "cookie" throughout our Website to assist us in improving your Web experience. Cookies, by themselves, do not provide individually identifiable information unless you choose to provide this information by, for example, registering for the Services. Once you choose to furnish us with individually identifiable information, this information may be linked to the data stored in the cookie[s]. We may use cookies to personalize your experience at our Website (e.g., to recognize you by name when you return to our page), to operate your personal webpage, or to save your password in password-protected areas. We also may use cookies to offer you products, programs, or services.

ERROR CORRECTION

You have the option of correcting factual errors in your individually identifiable information on our computer systems. To protect your privacy and security, you will be required to provide appropriate identification before being allowed to access and alter this information. To review or correct your information, simply send a written request by e-mail to support@tns-prepaid.net.

CONSENT

By using the Services and the Website, you consent to the collection and use of your personal information by TNS Prepaid Financial, as described by and in accordance with this Privacy Policy. If at any time you wish to withdraw your consent, simply send a written request by e-mail to support@tns-prepaid.net. In the event that you do withdraw consent, TNS Prepaid Financial will no longer be able to provide you with access to the Services.

QUESTIONS OR COMMENTS

TNS Prepaid Financial welcomes your feedback regarding this Privacy Policy. Please direct any comments, suggestions or concerns to our privacy officer by e-mail at privacy@tns-prepaid.net.





PREPAYEDGE™ is a trademark of TNS Prepaid Financial Corp a subsidiary of TNS Smart Network Inc.






Toll Free:     (800) 920-6433